Julia Santoro

About Julia

Julia is a partner in CAR’s São Paulo office, specialising in regulatory law, corporate law, insurance, and reinsurance.

She provides consultancy to insurers, reinsurers, brokers, insurtechs, MGAs, and insurance distribution channels in all aspects of insurance and reinsurance, with a focus on regulatory, corporate, M&A, and structuring operations, including insurance distribution channels, bancassurance, and reinsurance.

Julia has participated in the establishment and approval of more than 10 local insurers and reinsurers, insurtechs in a Sandbox environment, various registrations of admitted reinsurers, and the regulation of significant claims in favour of reinsurers. She is also experienced in advising on aviation financing.

Her native language is Portuguese, and she is fluent in English.